How to prepare for the unfortunate event of a car or motor vehicle accident?

“Prepare yourself for the unfortunate event of being involved in a motor vehicle accident.  What recourse do you have against the driver that strikes you and has no insurance? Usually, when a driver lacks insurance, he also lacks assets to attempt to collect.  Therefore, it is essential to carry Uninsured Motorist Coverage.  Such coverage usually only costs a few extra dollars a month and is an investment that is necessary for peace of mind and to assure that you are fairly compensated for injuries that are of no fault of your own.”